Reward Summit for iOS helps you choose what credit card to use to maximize points and rewards

Reward Summit for iOS helps you choose what credit card to use to maximize points and rewards

Reward Summit for both iPhone and iPad is an interesting little app that can help you track what credit cards give you the most rewards for certain types of purchases. The best part is you don't have to give any kind of sensitive information such as credit card numbers or even an email account to use it.

After you launch Reward Summit, you can get right to choosing what credit cards you currently have in your wallet. Reward Summit keeps up with what offers each card carries with it and then uses the merchants you select to give you options as to what kind of rewards you can earn. It recommends to you what card you should use based on the benefits attached to each.

If you choose to register with Reward Summit, you still don't have to give them sensitive information past your home address but you can unlock other features that you can't use to track to your account without signing up. I really like the option that they let you choose instead of forcing you into forking over your information which makes it a good option for those wary of inputting financial information.

Reward Summit has a plethora of cards to choose from and the odds of finding the ones in your wallet are pretty high. If you happen to check it out or are already using it, let us know what you think and if you've saved any money due to its recommendations.

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Allyson Kazmucha

Senior editor for iMore. I can take apart an iPhone in less than 6 minutes. I also like coffee and Harry Potter more than anyone really should.

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Reader comments

Reward Summit for iOS helps you choose what credit card to use to maximize points and rewards


I use Wallaby, which also tells me which card to use to maximize cash back. Wallaby also has an option not to enter anything more than just the card type. No personal information required.

I downloaded Reward Summit to try it out. It crashes quite a bit and I like the Wallaby interface is better.

Reward Summit has a couple of extra features which tells you the dollar amount of cash back based on the purchase amount, but for me credit card statement gives me this info.

Cant speak for others but I carry an Amex and a Chase Freedom card so these apps are not that useful but since Chase Freedom has different reward categories by quarter and gets confusing sometimes, I use Wallaby.

Agreed with above poster. Just downloaded this and it crashes like crazy. Plus, they don't list the Citibank AAdvantage Platinum AMEX, nor do they list the basic Bank of America rewards Visa. Those are pretty major omissions. The interface is VERY clunky (crashing notwithstanding). I played with it for 5 minutes and deleted it.

There's a reworked version getting released in the next week. Completely new. This is technically their public beta. I did not know that when posting. I didn't have issues but I guess others are.

Sent from the iMore App

Hi, I'm sorry to hear you had a bad experience with the app. I'm the CTO of Reward Summit and as Allyson mentioned, the version of the app you were using was a public beta we launched several months ago. The new version coming out on Thursday has a completely new UI and we've spent the last few months working to improve the app based on user feedback from the beta. The new version is a huge leap forward in terms of speed, reliability and usability.

That said, I want every user to have a great experience regardless of whether it's on the older beta version or the new version. If you'd like to reach out to me directly, I'd love the opportunity to try to make it right for you and earn another chance for you to try the newer version of the app to see what you think. My email is chris [at] rewardsummit [dot] com - I hope to hear from you.


Hi, I'm sorry to hear about your experience with the app. As I mentioned in a reply to another response to your post, I'm the CTO of Reward Summit and I want to make sure you have the best experience possible. The version of the app you tried yesterday was a public beta we launched several months ago. On Thursday, a new version is coming out with a completely redesigned UI and many improvements to the speed and reliability of the app. We're committed to providing the best experience possible regardless of the version of the app you use, so if you'd like to reach out to me directly, please email me at chris [at] rewardsummit [dot] com. I'd really appreciate the chance to correct the problems you had.


I have used the beta version for a while now and it found all of my cards. I'm looking forward to the new version but I do think you should give it another chance

Hi folks, I just wanted to let you know that we've resolved a problem that caused crashes on the older beta version of the app. Our apologies for any trouble this caused. Stay tuned for the new version of the app coming out this week!

Chris Hart
Co-founder & CTO of Reward Summit