TiPb Asks: How are you handling iCloud in your family?

iCloud is Apple's new, free don't-call-it-sync service that stores your stuff up on Apple's gigantic servers and pushes it down to all your devices. And it works great... but it can be a challenge if you have a family. Now apple has never been great about handling the whole family thing to begin with. Their digital hub has always been fantastic for a single person but started to break down when you wanted to manage a family, especially with multiple accounts. iCloud is no exception.

So what are you doing about it? Are you settling for one iCloud account that just shares everything for every family member, from spouse to child and back again? Are you keeping separate accounts for you and your significant other, but sharing one with your child? Did you use your iTunes account for iCloud, did you transition a MobileMe account, or did you create a new one?

Find my iPhone certainly works better when shared, and it's cheaper to buy apps on one account than buy them more than once on several accounts, but things like Photo Stream end up being like crossing-the-streams -- an explosion of stuff on everyone's devices that no one particularly wants.

So how are you handling iCloud in your family? Any tips on keeping things economical and productive but still contained and manageable?