Apple Pay

Apple Pay is Apple's contact-less payment system. Combining NFC technology with personal authentication, Apple Pay promises to revolutionize the way we pay with our smartphones.
Apple Pay will work with all existing American Express, MasterCard and Visa debit and credit cards issued by many popular banks including Bank of America, Capital One Bank, Chase, Citi and Wells Fargo. Apple is touting that this covers over 80% of cardholders in the United States. In order to use Apple Pay at brick and mortar stores, customers will need either an iPhone 6, iPhone 6 Plus, or an Apple Watch which can then be paired with the iPhone 5, iPhone 5s, and iPhone 5c. Older iPhone models will not be supported. However, devices with Touch ID capability that don't have NFC can still use Apple Pay for online purchases in apps that support them, such as the Apple Store app, Amazon, and many more.
Where security is concerned, Apple has taken serious consideration. Apple Pay does not store your actual card numbers on your device or on Apple's servers. Instead, each Apple Pay customer is assigned a unique device account number that is only used once. Apple Pay will then create a dynamic security code in order to validate and process each transaction. This means that if anyone ever got ahold of your iPhone, they wouldn't be able to view actual card numbers. And since Apple Pay uses Touch ID for authentication, this helps prevent unauthorized use of the service. Not only that, large data breaches at major merchants would only result in hackers receiving one-time use codes that are already useless.
Apple Pay currently works with over 200,000 merchants across the United States including every Apple Store, Bloomingdales, Walt Disney, McDonalds, and Walgreens. If you have questions about whether or not your bank supports Apple Pay, we suggest checking their website or calling for details.
Latest about Apple Pay

Brazilian iPhone owners can now accept payments using Tap to Pay
By Oliver Haslam published
Tap to Pay is now available for iPhone owners in Brazil via InfinitePay.

Apple Pay support finally comes to PayPal users with these cards
By Oliver Haslam published
PayPal credit and debit card owners can now use Apple Pay for the first time.

Apple Pay is now live for customers of this bank in Morocco
By Oliver Haslam published
Apple Pay support has landed in Morocco with CIH Bank coming online.

Apple Pay director leaves - and it may not have been an amicable exit
By Tammy Rogers published
The director behind the 'Tap to Pay' Apple Pay feature has just left the company.

Apple Tap to Pay gives Australian businesses a new way to get paid
By Oliver Haslam published
Apple Tap to Pay has launched in Australia so small businesses can get paid more easily using nothing but an iPhone.

Apple Pay expands to Guatemala and El Salvador with these banks
By Oliver Haslam published
Guatemala and El Salvador now have Apple Pay support thanks to Banco Promerica and BAC Credomatic.

Apple Pay Later: Everything you need to know
By Joe Wituschek last updated
A new way to use Apple Pay is here. Here's everything you need to know about Apple Pay Later.

How to use Apple Pay without a credit card
By Karen S Freeman last updated
Even if you don't want to use your current credit or debit card, you can still make use of Apple Pay, thanks to completely digital debit cards.

Apple Pay comes to small businesses using PayPal
By Oliver Haslam published
Apple Pay support is coming to more small businesses thanks to PayPal Advanced Checkout.

Apple Pay comes to Korea but still faces critical infrastructure challenges
By Oliver Haslam published
Apple Pay is coming to Korea on Tuesday, March 21 but some are worried that the infrastructure isn't ready to support it.

You can now use your iPhone to pay for even more stuff in the U.S.
By Oliver Haslam published
Wix has announced Apple Tap to Pay support for its US-based merchants, allowing them to accept payments using nothing more than an iPhone.

Apple Pay Later could launch as soon as next month
By Joe Wituschek published
According to Bloomberg's Mark Gurman, Apple Pay Later could launch in the United States as soon as March.

Apple Pay could make me switch banks from Monzo if it did these three things
By Daryl Baxter published
Opinion As a new feature of Apple's payment service is allegedly in testing in the US, it's made me wonder what else I'd like to see.

Apple secretly testing Apple Pay upgrade that will make spending money easier than ever
By Oliver Haslam published
Apple Pay Later is getting ready to launch with Apple letting more employees test it out.

Apple Pay announced for South Korea with Hyundai Card
By John-Anthony Disotto published
Apple Pay is set to launch in South Korea in the coming months as the tenth Asian-Pacific country to do so.

Apple Pay Later is coming 'soon' according to Tim Cook
By Oliver Haslam published
Apple CEO Tim Cook says that Apple Pay Later will launch soon, but stopped short of saying when.

Apple Pay Valentine's Day promo offers savings on flowers and cards
By Joe Wituschek published
Apple has launched its latest Apple Pay Perks promotion which offers savings at 1-800 Flowers and Zazzle.

Apple Pay launches 12 new savings promotions for the holidays
By Joe Wituschek published
Apple has launched its latest Apple Pay Perks promotion which offers savings at Fender, Columbia, and more.
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