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Apple expands interest-free Apple Card financing to Macs, iPads, and more

Ipad Pro 2020 Camera Bump Vs Iphone 11 Iphone 11 Pro Hero
Ipad Pro 2020 Camera Bump Vs Iphone 11 Iphone 11 Pro Hero (Image credit: Rene Ritchie / iMore)

What you need to know

  • Apple has expanded its Apple Card interest-free financing program.
  • Customers can now finance Macs, iPads, AirPods, and select other Apple products using Apple Card.
  • The financing period is either 6 or 12 months, depending on the product.

Apple has expanded its interest-free Apple Card financing program beyond the iPhone to include a number of its other product families. Customers looking to get a new Mac, iPad, AirPods, and more will now be able to pay for their purchase over a six or 12-month period with 0% interest when using an Apple Card.

According to an Apple support document (opens in new tab), you can now pay for the following items over these time periods:

  • iPhone (24 months)
  • Mac (12 months)
  • iPad (12 months)
  • XDR Display (12 months)
  • AirPods (6 months)
  • HomePod (6 months)
  • Apple TV (6 months)

As noted by Apple, the following accessories will also be eligible for 12-month financing:

  • Apple Pencil
  • iPad Keyboard
  • Pro Stand, VESA Mount Adapter
  • Apple Afterburner Card
  • Apple Branded iPad Cover
  • Apple Branded Mac Cover

Of note, it seems that you cannot purchase an Apple Watch through this financing program.

This financing option is available through Apple's online store and can be selected at checkout. Note that you may or may not see the option to check out using the Apple Card depending on certain factors. For instance, I don't seem to have an Apple Card financing option when I try to check out on the web, but I do when checking out through the Apple Store app on my iPhone.

Apple Card customers who use their card for these no-interest payments will also get 3% cashback on their payments, just like they do through any other Apple Card purchase from Apple.

Joseph Keller is the former Editor in Chief of iMore. An Apple user for almost 20 years, he spends his time learning the ins and outs of iOS and macOS, always finding ways of getting the most out of his iPhone, iPad, Apple Watch, and Mac.

1 Comment
  • So you have 24 months to pay for an iPhone but only 12 for a Mac?