CR: Apple Pay Cash is the best peer-to-peer mobile payment service
My views on Consumer Reports should be well known by now: Ever since Antennagate, it seems to emphasize sensationalism in tech coverage and rushed attention-seeking over the high-quality research work it used to be known and loved for. And that doesn't change just because CR thinks Apple Pay is the best mobile peer-to-peer (P2P) payment service.
CR liked the privacy aspects of Apple Pay:
Apple Pay was the only service that got top marks from CR for data privacy, because its policies state that it limits the information it collects and shares on users and their transactions. It doesn't store credit card or debit card numbers, and it states in the terms and conditions that it doesn't sell users' personal information to third parties, CR found.
But Apple Pay has a major drawback: It requires specific later-generation Apple hardware and software.
Google Pay Send / Google Wallet wasn't included... but kinda was?
To be clear, I love Apple Pay. I use it everywhere I can and want it everywhere else. I can't wait for Apple Pay Cash to go international. From a security and privacy standpoint, it's the gold standard.
If you're still on the fence about P2P, I don't know if CR will change your mind, but I'd recommend trying it out for yourself and seeing how you like it.
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Rene Ritchie is one of the most respected Apple analysts in the business, reaching a combined audience of over 40 million readers a month. His YouTube channel, Vector, has over 90 thousand subscribers and 14 million views and his podcasts, including Debug, have been downloaded over 20 million times. He also regularly co-hosts MacBreak Weekly for the TWiT network and co-hosted CES Live! and Talk Mobile. Based in Montreal, Rene is a former director of product marketing, web developer, and graphic designer. He's authored several books and appeared on numerous television and radio segments to discuss Apple and the technology industry. When not working, he likes to cook, grapple, and spend time with his friends and family.
By Tammy Rogers