Why Canadians should consider getting Apple Watch through Manulife Vitality

So often, it's the Americans that get all the cool promotions, but this time it's equal opportunity for those who want to get healthy and stick to a routine.

Along with the announcement that John Hancock, a U.S.-based insurance company, would begin offering discounted Apple Watch Series 3 units to policyholders, its Canadian parent company, Manulife, is offering the same.

Through its Manulife Vitality life insurance program, Canadian policyholders can choose to get an Apple Watch Series 1 (38mm) for $17 CAD or a Series 3 (GPS, non-cellular) for $39. The watch is paid off monthly at different rates depending on how active you are — the closer you hew to Vitality's monthly activity goals, the less you pay.

This idea is not new, but it's taken to the logical next step here; policyholders are not required to perform certain amounts of activity but are merely encouraged through a form of gamification. Data is shared anonymously with the insurance company and is not linked to any one profile, so privacy is assured.

Manulife Vitality is also a family-based insurance program, so the idea is to get every member of a household involved. Apple isn't the only partner in the Vitality program, too: companies like Amazon, Goodlife Fitness, Garmin and ExamOne are also on board, offering discounted products and services.

In a post at the popular Redflagdeals forums, people looking into the deal were concerned that by moving over to Vitality, their monthly premiums would go up significantly. Vitality is slightly more expensive, on average, than other policies from Manulife and other life insurance providers, but the idea is to save money in the long term by participating in the programs, both to stay healthy and to get discounts on popular services a family may be paying for anyway.

Thoughts?

Are you interested in using the Apple Watch to stay healthy through Manulife Vitality? Let us know in the comments below!

Daniel Bader is a Senior Editor at iMore, offering his Canadian analysis on Apple and its awesome products. In addition to writing and producing, Daniel regularly appears on Canadian networks CBC and CTV as a technology analyst.

1 Comment
  • Had this in the UK for some time now with Vitality. It's a doddle to earn points through just walking and moderate exercise, but you get extra for going to the gym (which you also get discounted membership for). You also get a free cinema ticket and a Starbucks coffee every week. Personally I didn't go for the Apple Watch but my wife did and so long as you're moderately active it's a good value way to get one. The only downside is that Apple Health is a bit sloggish at times in syncing with Vitality, something that doesn't seem to be the case with either Fitbit or Nokia Health.