What you need to know
- Apple is rolling out enhanced fraud protection for compatible credit and debit cards in the Wallet app.
- The feature will use certain pieces of data to better protect you against fraud.
- It is different than the Advanced Fraud Protection feature for Apple Card.
You no longer need to have an Apple Card in order to get better protection against fraud.
Back in September of last year, Apple launched Advanced Fraud Protection for Apple Card, the company's credit card. Today, Apple has begun to notify users in the Wallet app that, if they have a compatible credit or debit card linked to Apple Pay, they will be receiving improved fraud protection as well.
You'll know if your card is compatible as there will be a notification for the Wallet app and a message under the digital card as follows:
The feature appears to use some user data in order to more accurately predict if someone has stolen your card and is attempting to use it in a suspicious location. Inaccurate flagging is a well-known issue for debit and credit card users so this feature will hopefully improve that accuracy.
The feature, while helpful, is different from the Advanced Fraud Protection feature for Apple Card. That feature automatically changes your three-digit security code, making it even harder for fraudsters to steal and use your card.
Enhanced fraud protection appears to have been turned on automatically for compatible cards in the Wallet app. Users don't seem to need to do anything to manage the feature, either.
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Joe Wituschek is a Contributor at iMore. With over ten years in the technology industry, one of them being at Apple, Joe now covers the company for the website. In addition to covering breaking news, Joe also writes editorials and reviews for a range of products. He fell in love with Apple products when he got an iPod nano for Christmas almost twenty years ago. Despite being considered a "heavy" user, he has always preferred the consumer-focused products like the MacBook Air, iPad mini, and iPhone 13 mini. He will fight to the death to keep a mini iPhone in the lineup. In his free time, Joe enjoys video games, movies, photography, running, and basically everything outdoors.