How to set up and use Apple Pay on your Apple Watch: The ultimate guide

With the Apple Watch and Apple Pay, paying a tab or bill is as easy as waiving your wrist.

Apple Pay currently lets you pay for things on iPhone 6 and 6 Plus by tapping your phone and verifying your thumbprint via Touch ID. Apple Watch not only makes Apple Pay more convenient than ever, it also brings point of sale support for Apple Pay to older devices that don't have NFC (near-field-communication) built-in. In this case, that means iPhone 5, 5c, and 5s owners with Apple Watches can now take full advantage of Apple Pay.

As long as you're within the United States and have a credit or debit card from a supported bank, you can start using Apple Pay on your Apple Watch right now. Here's everything you need to know!

How to set up and add cards to Apple Pay on Apple Watch

How to set up and add cards to Apple Pay on Apple Watch

Before you can actually start using Apple Pay on your Apple Watch, you'll want to add your payment cards. For security reasons, Apple Pay doesn't just pull your existing Apple Pay cards from your iPhone. You'll have to add them through the Apple Watch app itself. The process is identical and just as easy, However, if you need some help figuring it out or you're brand new to Apple Pay, we can walk you through adding your cards from start to finish.

How to set a default payment card for Apple Pay on Apple Watch

How to set a default payment card for Apple Pay on Apple Watch

Most of us use one card more than all the others. If that sounds like a habit you have, you can easily specify a default card for Apple Pay. This means you don't have to flick through cards in order to find it. Just hold your Apple Watch up to the payment terminal and Apple Pay will automatically charge whatever card you have set as default.

How to make a purchase with Apple Pay on Apple Watch

How to make a purchase with Apple Pay on Apple Watch

Once you've set up Apple Pay and chosen your default card, it's time to use it! It's as simple as a few button presses and waiving your wrist. However, if you want to know exactly what to expect before you get to the payment terminal, check out our guide on exactly how Apple Pay on Apple Watch works.

How to remove a payment card from Apple Pay on Apple Watch

How to remove a payment card from Apple Pay on Apple Watch

Whether your credit or debit card has expired or you just don't use a specific card anymore, there's no reason to have it in Apple Pay anymore if you aren't using it. That's why removing cards is just as easy as adding them. However, if you aren't sure how to remove an unwanted card, we can walk you through.