If you've been approved for Apple Card, one of the first things you'll choose is if you want it to be your default card in the Wallet app to use for Apple Pay. If you choose yes, according to Apple, that also makes Apple Card your preferred payment method for all purchases at Apple:
If you make Apple Card your default card in Wallet to use with Apple Pay, it's automatically selected when you use Apple Pay. This will also make Apple Card your preferred card for App Store, Apple Music, and Apple services.
After making your Apple Card your default card for all things Apple, one of the first things you'll want to do is set up your Apple Card's payment schedule, linked bank account, and more in the Wallet app. While there, you may notice a prompt from Apple asking to "Make Default at Apple":
Use Apple Card as your preferred card for the App Store, Apple Music and Apple services
If this sounds familiar, you'd be right in thinking that you already did this when you made Apple Card your default card in the Wallet app. We reached out to Apple Support and they confirmed that this message is appearing for some users, prompting them to make Apple Card their preferred card for purchases at Apple when it already is.
Going further, if you click Make Default at Apple, you'll be taken to this confirmation screen:
Even if you click No Thanks, Apple Card will still be listed as your preferred method of payment for your Apple ID, and continue to be used for any apps, movies, subscriptions, and more. Hopefully, Apple will fix the issue soon, but in the meantime, if you've ended up with Apple Card as your default payment for everything at Apple, here's how to fix it.
In order to change your default method of payment for all Apple purchases, you need to change the preferred card on your Apple ID.
- Tap on the Settings app.
- Tap on the Apple ID section at the top of the page.
- Tap on Payment & Shipping.
- Tap Edit.
- Tap and hold on your preferred Card and drag it to the top.
- Tap Done.
That's it! Your Apple Card will still be your default card for payments made with Apple Pay, but payments for Apple Music, iCloud, iTunes and the App Store will be charged to your other card.
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