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Apple confirms end to debit and credit card payments in India

App Store
App Store (Image credit: iMore)

What you need to know

  • Apple has confirmed an end to credit and debit card payments for apps and subscriptions in India.
  • Users can now only use Unified Payments Interface and net banking transactions for in-app purchases.
  • The move is to comply with Reserve Bank of India regulations which take effect from June 1.

Following reports earlier this month that credit and debit cards no longer worked for apps and subscriptions and India, Apple has now confirmed that it will no longer accept either payment method in order to comply with new government regulations.

Economic Times reports Friday that Apple has indeed stopped accepting both debit and credit card payments for in-app purchases and subscriptions on devices like the iPhone 13 and its other best iPhones. Furthermore, neither can be used to pay for Apple services like Apple Music or Apple TV+.

"In light of upcoming Reserve Bank of India (RBI) regulations, starting June 1, credit and debit cards can no longer be used for purchases or subscriptions on the App Store or other Apple services," the company said.

Apple has also confirmed that it will no longer store card information from Indian users on file.

To continue using app subscriptions and IAPs, users will have to use either UPI or net banking to load up their Apple Wallet or ID with a set amount of cash to pay for apps, with Apple confirming subscriptions will continue as long as there is a sufficient balance. From Apple in April:

Regulatory requirements in India apply to the processing of recurring transactions. If you hold an Indian debit or credit card and you have a subscription, these changes impact your transactions. Some transactions might be declined by banks and card issuers.To continue enjoying your subscriptions, you can pay with your Apple ID balance. You can add to your Apple ID balance using App Store Codes, Net Banking, and UPI.

Stephen Warwick
Stephen Warwick

Stephen Warwick has written about Apple for five years at iMore and previously elsewhere. He covers all of iMore's latest breaking news regarding all of Apple's products and services, both hardware and software. Stephen has interviewed industry experts in a range of fields including finance, litigation, security, and more. He also specializes in curating and reviewing audio hardware and has experience beyond journalism in sound engineering, production, and design.

Before becoming a writer Stephen studied Ancient History at University and also worked at Apple for more than two years. Stephen is also a host on the iMore show, a weekly podcast recorded live that discusses the latest in breaking Apple news, as well as featuring fun trivia about all things Apple.