Apple Pay in Canada: Everything you need to know!

Apple Pay
Apple Pay (Image credit: iMore)

As of May 10, 2016, Apple Pay in now available from many of the major banks (with more to come), with support from Visa, MasterCard and Interac.

If you're new to Apple Pay, here's what you need to know:

Which banks support Apple Pay?

  • AMEX Bank of Canada
  • RBC
  • CIBC
  • ATB

The following banks have announced Apple Pay support, but will enable in-store and in-app purchases in June 2016.

  • TD Canada Trust
  • BMO
  • Scotiabank

Want the specifics?

  • Apple Pay expands to Big Five banks in Canada with support for Visa, MasterCard and Interac

Which payment networks are supported by these banks?

Depending on the products offered at those banks, Visa, MasterCard, Amex and Interac are supported.

Which devices support Apple Pay in Canada?

To use Apple pay in store, via NFC on a contactless payment system — in other words, to be able to tap-to-pay at your favourite retailer:

  • iPhone SE
  • iPhone 6s
  • iPhone 6s Plus
  • iPhone 6
  • iPhone 6 Plus
  • Apple Watch

So the Apple Watch supports Apple Pay, too?

Yes, it does! And it's easy to set up:

Can you use your devices to make purchases in apps with Apple Pay?

Yes, but that functionality is coming in June, 2016. The following devices support in-app purchases with Apple Pay:

  • iPhone SE
  • iPhone 6s
  • iPhone 6s Plus
  • iPhone 6
  • iPhone 6 Plus
  • iPad Pro 9.7
  • iPad Pro 12.9
  • iPad Air 2
  • iPad mini 4
  • iPad mini 3
  • Apple Watch

Why did Apple Pay take so long to support Visa, MasterCard and Interac in Canada?

That's a great question, and we've taken you through the entire journey in our Apple Pay FAQ:

Daniel Bader

Daniel Bader is a Senior Editor at iMore, offering his Canadian analysis on Apple and its awesome products. In addition to writing and producing, Daniel regularly appears on Canadian networks CBC and CTV as a technology analyst.