Recent events around the world have painfully reminded many us just how vulnerable our bricks and mortar may be to extreme weather events, and how unprepared for such an event we may be.
According to insurance specialists Nationwide, around two-thirds of American properties are underinsured by an average of more than 20%, leaving many owners unprepared to pick up the pieces should a catastrophe strike their home.
A big stumbling block for many of us on taking out a new insurance policy is the often laborious task of putting together an inventory of the contents of your home – something today’s App of The Day aims to make a great deal easier.
Get listing your valuables the easy way
As its name suggests, Under My Roof Home Inventory + allows you to notarize belongings such as furniture, appliances, electronics and jewelry as well as manage important details and records about your home.
The intuitive app allows you to add items to your inventory with just a few taps, and can automatically generate a barcode for each item. This then enables you to scan items in and out of your inventory, while also helping to prevent duplicate entries.
You can create custom categories and tags for your items, as well as add photos and receipts, and you can also track the purchase price and warranty information for each item.
If you already have an insurance policy, you can add its details into Under My Roof and the app will handily calculate your coverage limits. Handily, it also includes a built-in claims calculator, allowing you to estimate the cost of replacing your belongings in the event of a loss.
The app is free to try out, however it's limited to listing just 10 items. To lift the lock, you’ll need to splash out a subscription to the service, which currently costs $24.99 a year or $3.99 a month with a one week free trial period thrown in as an incentive.
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Kevin Lynch is a London-born, Dublin-based writer and journalist.
He started out as a music writer in the late 1990s, before moving to the Daily Mirror to become the newspaper’s technology editor, during which time he wrote a weekly column that saw him chart the boom of consumer tech and gaming as well as the resurrection and rise of Apple Inc.
He has also served as editor of GuinnessWorldRecords.com and has been a member of the judging panel for the BAFTA British Academy Video Game Awards.