Apple TV+ series 'The Morning Show' production company seeks $44m in insurance suit

Morning Show art
Morning Show art (Image credit: Apple TV+)

What you need to know

  • The production company behind The Morning Show is suing an insurance company.
  • Always Smiling Productions says it is owed $44 million for COVID-19 delays to the production of season 2.

The production company behind Apple TV+ show The Morning Show says it is owed $44 million in insurance money because of COVID-19 delays to the production of the show.

From THR:

When you have top-notch stars like Jennifer Aniston, Reese Witherspoon and Steve Carell in a show, you want to insure their presence on set. The production vehicle behind The Morning Show has $125 million in cast coverage, plus more for imminent peril to their shooting location. But the Apple+ series is now finding it difficult to get any of that money over COVID-19-related delays to the production of the second season. According to a new suit filed in California federal court, Chubb National Insurance Company won't pay up.

According to the lawsuit, The Morning Show made it 13 days into filming in March 2020 before it had to stop because of the pandemic. Chubb has reportedly paid out $1 million for civil authority coverage but won't pay a penny more. Always Smiling Productions, the company behind the show, claims it has calculated its expenses at $44 million, according to the report. From the lawsuit:

Like most entities involved in the production of motion pictures and television shows, Always Smiling had purchased insurance that promised to protect it against losses from production delays and threats to the well-being of cast members. When Always Smiling turned to Chubb, its insurer, for its promised insurance, it reasonably expected Chubb to cover its losses. But instead of honoring its agreement with Always Smiling, Chubb adopted arbitrary restrictions on the coverage available to Always Smiling and interpreted its insurance policy in a manner to deprive Always Smiling of the financial protection it purchased. Always Smiling is informed and believes, and on that basis alleges, that Chubb adopted these restrictive interpretations as to Always Smiling and many of its other insureds even though its interpretations were contrary to industry custom and practice, the terms of the insurance policies, and the law. Always Smiling is also informed and believes, and on that basis alleges, that Chubb adopted these interpretations to save itself hundreds of millions of dollars that it otherwise would owe Always Smiling and its other insureds for their covered losses.

The plaintiff also alleges that Chubb had prior knowledge about the potential impact of pandemics and should have known that it would one day have to pay "perhaps hundreds of millions of dollars" because of such an event. Figures cited by THR from Penn Law's COVID Coverage Litigation Tracker indicate that some 2,000 similar lawsuits have been filed against insurers since March 2020, and that of the 371 heard in court for dismissal motions, 93% have been dismissed, indicating the odds aren't great for ASP.

The Morning Show season 2 debuts on September 17, and can be watched on the Best TVs for Apple TV 2021.

Stephen Warwick
News Editor

Stephen Warwick has written about Apple for five years at iMore and previously elsewhere. He covers all of iMore's latest breaking news regarding all of Apple's products and services, both hardware and software. Stephen has interviewed industry experts in a range of fields including finance, litigation, security, and more. He also specializes in curating and reviewing audio hardware and has experience beyond journalism in sound engineering, production, and design.

Before becoming a writer Stephen studied Ancient History at University and also worked at Apple for more than two years. Stephen is also a host on the iMore show, a weekly podcast recorded live that discusses the latest in breaking Apple news, as well as featuring fun trivia about all things Apple. Follow him on Twitter @stephenwarwick9