How to quickly link your iTunes credit or debit card to Apple Pay

Apple makes it incredibly easy to get started with Apple Pay by letting you quickly link it to your existing iTunes credit or debit card. Your bank still has to support Apple Pay, of course but, if they do, you can setup both online and in-store mobile payments with just a few taps.

  1. Launch the Passbook app on an Apple Pay-compatible iPhone or iPad.
  2. Pull down from the top of the screen to reveal the plus sign — tap on the plus sign.
  3. Tap on Set Up Apple Pay.
  4. Log in to your iCloud account when prompted.
  5. Tap on Use Card on File with iTunes.
  6. Verify the 3 digit security code on the back of your credit card.
  7. Accept the terms and conditions.
  8. You're done!

That's all there is to it! Apple Pay may take a few seconds to activate your card for use but that's all you've got to do. You'll receive a notification when your card is ready to use!

Allyson Kazmucha

iMore senior editor from 2011 to 2015.

8 Comments
  • Might be worth mentioning that the card on file must be supported by aPay. Sent from the iMore App
  • Agreed, because if your card on file is not supported all you get is the setup screens to add another card
  • I have several cards set up, all that are supported by aPay, and the only option I have is to add another card.
  • Takes for the tip! Sent from the iMore App
  • Yeah... I thought I was doing something wrong when I didn't have the option to use the card on file. I'd like to use Apple Pay, but neither my bank nor my credit card company have signed on
  • This is insane Sent from the iMore App
  • It only give me the option to add a card. My card on file (Regions) is not yet supported. These banks need to get their junk together. Sent from the iMore App
  • What's the difference b/w "use cards on files with iTunes" & "Use a different credit or debit card " ? Sorry I'm a non iPhone user.