You might soon get 12 months interest-free Apple Card payments on iPads, Macs, and more

Apple Card Wallet app on iOS
Apple Card Wallet app on iOS (Image credit: iMore)

What you need to know

  • Apple is reportedly planning a new interest-free option for Apple Card buyers.
  • Macs, iPads, and accessories will be included.
  • Apple already offers something similar for iPhone buyers.

Apple is reportedly getting ready to offer 12 months interest-free payments on iPads, Macs, and more when buyers use their Apple card. Apple already offers a similar deal for iPhone buyers.

According to a new Bloomberg report, Apple will offer the deal on anything from an Apple Pencil all the way through the lineup to the costly Pro Display XDR. monitor. But the 12 months offer may be reduced to six months depending on the product being bought.

The company will offer a 12-month interest-free payment plan for iPads, Macs, the Apple Pencil and iPad keyboards, as well as the Mac XDR Display monitor, and six months with no interest for the AirPods, Apple TV, and HomePod, the people said.

Apple already offers a two-year payment plan for those buying iPhones. Those buyers also pay no interest on their purchase so long as they use an Apple Card to make it. Bloomberg says that the purchase will similarly be managed via the usual Apple Card section of the iPhone's Wallet app.

The payments will be managed through the Apple Card section in the Wallet app on the iPhone and charges will be added to a customer's monthly Apple Card bill.

Bloomberg doesn't offer a timeframe for when the new interest-free offering will go live for customers, but there's a chance it could happen during the WWDC event later this month.

Oliver Haslam

Oliver Haslam has written about Apple and the wider technology business for more than a decade with bylines on How-To Geek, PC Mag, iDownloadBlog, and many more. He has also been published in print for Macworld, including cover stories. At iMore, Oliver is involved in daily news coverage and, not being short of opinions, has been known to 'explain' those thoughts in more detail, too.

Having grown up using PCs and spending far too much money on graphics card and flashy RAM, Oliver switched to the Mac with a G5 iMac and hasn't looked back. Since then he's seen the growth of the smartphone world, backed by iPhone, and new product categories come and go. Current expertise includes iOS, macOS, streaming services, and pretty much anything that has a battery or plugs into a wall. Oliver also covers mobile gaming for iMore, with Apple Arcade a particular focus. He's been gaming since the Atari 2600 days and still struggles to comprehend the fact he can play console quality titles on his pocket computer.