Heads up! We share savvy shopping and personal finance tips to put extra cash in your wallet. iMore may receive a commission from The Points Guy Affiliate Network. Please note that the offers mentioned below are subject to change at any time and some may no longer be available.
Apple Pay is a glorious creation that lets you pay at just about any tap-enabled debit machine with a tap of your iPhone or Apple Watch. It also lets you buy stuff online without having to bust out your credit card, thanks to Apple's online Apple Pay partners. If you're in the market for your first (or just a new) Apple Pay-compatible credit card, then consider these, so you can get all the loyalty points, rewards, and more!
Cash back cards
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For those looking to keep their rewards simple and don't want to get too involved with the points game, these cards will earn you steady cash back rewards.
Capital One® Quicksilver® Cash Rewards Credit Card
The Capital One® Quicksilver® Cash Rewards Credit Card is one of the best cards around for those who are looking to skip any kind of categorized rewards and instead opt for a drop-dead simple rewards system.
Earning cash back doesn't get easier than it is with the Capital One® Quicksilver® Cash Rewards Credit Card. You'll earn 1.5% cash back on every purchase you make and there's no annual fee. We also love that it includes a $150 cash bonus after you spend $500 on purchases within 3 months. Put off paying for that iPhone purchase with 0% intro APR on purchases for 15 months, then a variable 16.24% to 26.24%.
Blue Cash Everyday® Card from American Express
The Blue Cash Everyday® Card from American Express sets it's customers up with a very simple cash back rewards program that's great for the everyday essentials.
This card gets you 3% cash back at U.S. supermarkets (up to $6,000 per year then 1%), 2% cash back at U.S gas stations and select U.S. department stores, and 1% cash back on all other purchases. There's no annual fee and you'll earn a valuable welcome bonus to the tune of a $150 statement credit after you spend $1,000 within the first 3 months
Chase Freedom®
The Chase Freedom® card is a great card for those who want straightforward cash back with extra rewards every quarter in rotating categories.
Earn 1% cash back on all purchases and 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter. Earn a $150 bonus after you spend $500 on purchases in your first 3 months. There's also a 0% Intro APR for 15 months from account opening on purchases and balance transfers (variable APR of 17.24-25.99% after that).
Travel and airline rewards
Love to travel? Then why not earn travel rewards while you make your everyday purchases? The following travel cards are built to earn you the most rewards possible for when and how you travel.
Capital One Venture
The Capital One Venture card is an award-winning credit card for travelers who don't want to be tied down by blackout dates or travel restrictions.
This one gives many travel card a run for their money. Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel. You can also earn 10X miles on thousands of hotels through January 2020 and receive up to $100 application fee credit for Global Entry or TSA Pre✓®. This card also features no blackout dates for any airlines or hotel.
The Platinum Card® from American Express
The Platinum Card® from American Express is a solid travel credit card with a ton of extra cardholder benefits that help you travel in style.
Get into all the airport lounges with this card, with a signup bonus that's just as fancy. Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months. Enjoy 5X Membership Rewards® points on flights booked with airlines or with American Express Travel, as well as prepaid hotels booked on amextravel.com. You also get a $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card is a solid do-everything travel card that is built specifically to earn you points on all travel and dining related purchases.
With its sign-up bonus having just jumped to 60,000 points when you spend $4,000 in the first three months, now's the time to add the Chase Sapphire Preferred® Card to your wallet. Even better, future travel and dining purchases earn 2x points per dollar spent and it includes valuable travel benefits like primary car rental insurance. All of these extras make its $95 annual fee easy to justify.
Best for Canadians
Living in the Great White North? Below are some of the best credit cards that support Apple Pay in Canada.
President's Choice Financial Mastercard
If you live in Canada, then you know the Loblaw family of companies has at least one store in just about every city in the country. Love free groceries? This is the card for you. President's Choice recently amalgamated it's PC Points program with Shoppers Drug Mart's Optimum points program, so you can now earn points for both stores on every single purchase you make.
With the base PC Mastercard, you'll earn 10 PC points or 25 Optimium points for every dollar you spend. As you receive upgrades, your PC Points will increase to 20 and then 30 for every dollar you spend (PC World Elite Mastercard — it's awesome). Every 1,000 PC Points is one dollar, and you can redeem your points in $10 quantities at participating Loblaws stores. You'll also receive travel offers, and can even earn points if you're signed up for wireless services via PC Mobile. The interest rate is quite high at 19.97%, but if you shop at loblaws stores for your groceries, the benefits are excellent.
Scotia Momentum Visa Infinite
The Scotia Momentum Visa Infinite is designed for the everyday essentials, earning you a ton of rewards on groceries, gas, medicine, and even all of your bills.
Earn 4% cash back on groceries and gas (cap is an annual $25,000), so you can get up to $1,000 back. You'll also get 2% back at pharmacies and auto-pay recurring bills. All other purchases get you 1% back. You'll also get special perks, like advanced ticket purchases for concerts, as well as fine dining and luxury hotel perks. You also get a 24/7 personal concierge for any reservations or other planning questions you may have. You'll receive several kinds of travel insurance, and there's no annual fee for the first year. After that, the annual fee is $39 for the primary card and $15 for each additional card.
RBC WestJet World Elite Mastercard
WestJet is the best airline in Canada. That's just empirically true, and I won't have any argument. The RBC WestJet World Elite Mastercard makes that experience even better.
Royal Bank's WestJet World Elite Mastercard gets you 1.5% in WestJet dollars on all purchases, and you'll get 2% back on every dollar spent on WestJet flights or WestJet Vacations packages. You'll also get a $250 welcome WestJet dollars for signing up and the primary cardholders first checked bag is always free.
Apple Pay All Day
No matter if you are looking for cash back, travel, or rewards up north, all of these cards support Apple Pay, so enjoy leaving swiping in the past and start tapping (or holding close and hovering your face over your phone).
