PayPal looks to steal limelight from NFC with new PayPal inStore app

PayPal InStore

PayPal looks like it could steal some attention away from NFC (Near Field Communication) payments in the UK with the release of its latest app. The new app, which is called PayPal inStore, allows UK shoppers to use their iPhone to pay for goods within certain stores. Those stores currently include fashion chains Coast, Oasis, Warehouse, and Karen Millen.

The PayPal inStore app, available for Android and Apple iOS (iPhone and iPad) devices, brings the flexibility of online shopping to the high street. If you want to use your mobile to pay for your new summer outfit, our app simply generates a unique barcode and transaction number, which the shop cashier scans to take payment from your PayPal account. It even works when there is no mobile or Wi-Fi signal!  Safety and security are at the heart of everything PayPal does and this is no different when it comes to mobile payments.  You unlock the application with a unique PIN number, and no personal or financial information, or money, is stored on your phone.

PayPal is actively talking to many other stores so it shouldn’t be long before the technology gets rolled out to other retailers. PayPal may have a fight on its hands as NFC is certainly seen as the standard that most credit card companies are backing for contactless payments. However there has been very little seen of the technology in the mobile world with the exception of Google Wallet. Apple has been rumored to include the technology in its next devices but there is still no concrete plans in place to embrace the technology. That may well change with the release of the next iPhone but until then, PayPal may have built up a nice lead in the UK high street.

I very much like the idea of ditching my cards and simply using my iPhone to pay as I go; after all, it is always with me wherever I am. It will be interesting to see if  Apple has anything to say about NFC or a similar system at WWDC 2012.

If you are in the UK and would like to give the app a try, you can download it from the link below.

Free - Download Now

Source: PayPal Blog


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UK editor at iMore, mobile technology lover and air conditioning design engineer.

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Reader comments

PayPal looks to steal limelight from NFC with new PayPal inStore app


Please use common sense when naming articles.
"PayPal looks to steal..." definitely catches people's attention, but also builds anxiety very, very quickly... so quickly in fact that I got worried and anxious before reading the rest of the title.

I was in home depot the other day, in Delaware, and the self check out had a PayPal option. I'm sure it's not this, but I was pretty surprised to see it on the screen at checkout.

Putting a 4-digit PIN makes me nervous enough, putting my whole email and password for everyone to see - out of the question!

You must opt-in for "in store purchases" on the Paypal site and establish a PIN before going to a store that accepts Papyal. That way you're not typing in a bushel of info at checkout. Paypal will then automatically send you a Papypal debit card (not a credit card) linked to your account to use instead if you wish.

Yep! PayPal has come to Home Depot in North Carolina also. To set up your existng PayPal account to work at Home Depot checkout registers, go to, type PayPal in the Search box, hit enter, then follow the instructions. Basically, you will add a link to your mobile phone and establish a PIN. At checkout, choose PayPal option, enter your phone number and your PIN. Done!

Some tips i have often told men and women is that while searching for a good on the net electronics shop, there are a few variables that you have to factor in. First and foremost, you need to make sure to choose a reputable as well as reliable store that has picked up great assessments and ratings from other individuals and marketplace professionals. This will make certain you are dealing with a well-known store that provides good program and support to the patrons. Thank you for sharing your notions on this weblog.

I am the same way reference a pin, or the plain old looking over the shoulder scam. I never like to do any online, or app payment on a public WiFi. My bank called about a $1.00 improper Google charge. I do not shop Google, or use google check out. It did not show up on my online statement. Had to go through canceling the card. My biggest concern, is the card reader type device. They have been used at ATM's, and gas pumps to read your card number. If you do not pay attention, it is easy to fall pray. They will store 1000 credit card numbers. Can they be converted to read you phone if you walk past someone that has one in their pocket? With technogoly comes convenience , but also problems.