Apple Cards have started to appear on some Experian credit reports

Apple Card
Apple Card (Image credit: Christine Romero-Chan / iMore)

What you need to know

  • Some Apple Card users have started to see them appear on Experian credit reports.
  • This is the first time since the card's launch in August 2019.
  • The data already appears on TransUnion reports.

Some owners of Apple Cards have started to see them appear on their Experian credit reports. Multiple people have taken to social media and Reddit to share the news, although not everyone's reports appear to have been updated.

While Apple Card ownership was already being shown on credit reports from TransUnion, this is the first time we've seen them appear on Experian reports. It also isn't clear whether it is now only a matter of time before Equifax gets in on the act as well.

As with all other credit cards, ownership of Apple Card could be either a bad or good signal in terms of how other credit companies see you. Its appearance on Experian isn't inherently a bad thing, but it is something worth noting if you're concerned about your credit rating.

Oliver Haslam

Oliver Haslam has written about Apple and the wider technology business for more than a decade with bylines on How-To Geek, PC Mag, iDownloadBlog, and many more. He has also been published in print for Macworld, including cover stories. At iMore, Oliver is involved in daily news coverage and, not being short of opinions, has been known to 'explain' those thoughts in more detail, too.

Having grown up using PCs and spending far too much money on graphics card and flashy RAM, Oliver switched to the Mac with a G5 iMac and hasn't looked back. Since then he's seen the growth of the smartphone world, backed by iPhone, and new product categories come and go. Current expertise includes iOS, macOS, streaming services, and pretty much anything that has a battery or plugs into a wall. Oliver also covers mobile gaming for iMore, with Apple Arcade a particular focus. He's been gaming since the Atari 2600 days and still struggles to comprehend the fact he can play console quality titles on his pocket computer.