Apple's fiscal fourth quarter ended in September, and the bean counters in every investment firm are hard at work following the money trail, speculating on Apple's quarterly results. Bear Stearn analyst Andrew Neff, the man most well known for his crazy but prophetic predictions about the implosion and consolidation of the PC industry, believes that iPhone could be the start of something big. He tells investors that while deferred profit sharing with AT&T won't have an immediate impact on Apple's bottom line, he sees iPhone being a money machine, driving profits. Doesn't it warm your heart to read those words?

Of course, what really drove profits this quarter were the purchase of two iPhones by one Kent Pribbernow. Yeah, don't think I won't be wanting stock options in return Apple. It's time I start seeing some greenbacks. Capiche?